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Advocate Insurance Group has been named 2022 Small Business of Year by the Martinsburg - Berkeley County Chamber of Commerce!

Advocate Insurance Group - Insuring Martinsburg and All of West Virginia, Virginia, Maryland, and Pennsylvania

Not just your insurance agent, your advocate. That is our motto here at Advocate Insurance Group. I’m Michelle Cuthrell owner of Advocate Insurance Group. I understand there are lots of ways to buy insurance these days, but the best way to make sure you have the right coverage for your needs is through an independent ERIE Agent. At Advocate Insurance Group we help you determine the products and coverage needed to protect what’s yours. And we’re backed by a company known in the industry for its financial strength and superior service. Advocate Insurance Group offers Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Life Insurance in Martinsburg and all of West Virginia.

Advocate Insurance Group Honored!

Advocate Insurance Group was awarded the 2014 Giving Network Agency of the Year Award for outstanding community service. The award recognizes independent Erie Insurance agencies that demonstrate exceptional commitment to the community through volunteerism. In honor of the agency’s efforts, Erie Insurance donated $2,500 to YoungLives of the Eastern Panhandle.

Martinsburg Insurance Agent

Advocate Insurance Group is incredibility grateful to be the recipient of the 2017 Main Street Martinsburg Business of the Year Award. We thank you for your support as we celebrate 10 years in business serving our community.

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Recent News & Updates

Understanding What’s Covered and What’s Not Covered with Life Insurance

How Life Insurance Can Be Used Life insurance can be an estate planning tool, an investment vehicle, or simply a way to replace lost income in case of unexpected death. Some people purchase life insurance to establish an inheritance for their children or as a strategy to donate to a favorite charity. Unlike other types of insurance coverage, there are no restrictions on how death...

Is My Business Covered in the Event of a Cyber Attack?

Small business owners are not exempt from the risk of a cyberattack. The loss of customer data is a financial disaster, and with cyber incursions becoming more common, and hitting even the largest companies, from banks to retails to online giants with extensive security, it is well worth ensuring your business has adequate cyber insurance. The Costs of a Cyber Breach The financial losses a...

I Missed an Auto Insurance Payment: Here's What to Expect

Life happens, oversights can occur, and payments sometimes get missed. If you missed a car insurance payment, don’t panic. Your policy will not be cancelled immediately. State laws require auto insurance companies to provide notice to policyholders before cancelling their coverage for nonpayment. What Happens if I Don’t Get My Payment in on Time? Most car insurance companies offer a grace period for late payments....

What Businesses Should Consider for Hybrid Work

In early 2020, the COVID-19 pandemic led to the widespread closure of offices and workplaces across the world. Many employees learned something during this unprecedented time – that it was possible for their work to be done remotely from home.Of course, telework is not an option for every job or every company. According to a recent study conducted by the Pew Research Center, 62% of...