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Advocate Insurance Group has been named 2022 Small Business of Year by the Martinsburg - Berkeley County Chamber of Commerce!

Advocate Insurance Group - Insuring Martinsburg and All of West Virginia, Virginia, Maryland, and Pennsylvania

Not just your insurance agent, your advocate. That is our motto here at Advocate Insurance Group. I’m Michelle Cuthrell owner of Advocate Insurance Group. I understand there are lots of ways to buy insurance these days, but the best way to make sure you have the right coverage for your needs is through an independent ERIE Agent. At Advocate Insurance Group we help you determine the products and coverage needed to protect what’s yours. And we’re backed by a company known in the industry for its financial strength and superior service. Advocate Insurance Group offers Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Life Insurance in Martinsburg and all of West Virginia.

Advocate Insurance Group Honored!

Advocate Insurance Group was awarded the 2014 Giving Network Agency of the Year Award for outstanding community service. The award recognizes independent Erie Insurance agencies that demonstrate exceptional commitment to the community through volunteerism. In honor of the agency’s efforts, Erie Insurance donated $2,500 to YoungLives of the Eastern Panhandle.

Martinsburg Insurance Agent

Advocate Insurance Group is incredibility grateful to be the recipient of the 2017 Main Street Martinsburg Business of the Year Award. We thank you for your support as we celebrate 10 years in business serving our community.

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Recent News & Updates

The Role of Child Term Riders in Life Insurance

Most people do not have difficulty understanding the goals and value of an insurance policy. However, the idea of taking out a life insurance policy on a child is a strange and unfamiliar concept to most parents. However, many people are unaware of the existence of child insurance riders. These riders are optional add-ons to life insurance policies that provide additional coverage, including funeral costs...

Navigating Large Loss in a Small Business

Having your own business can be an extremely rewarding endeavor. All businesses encounter risks, but successful ones know how to approach those risks in a calculated and strategic fashion. However, even calculated decisions sometimes cannot predict situations that lead to financial loss. Specifically, business losses occur when operating expenses exceed the revenue earned during a certain period. A wide range of variables can lead to...

Spring Maintenance for Your Home & Car

Spring Maintenance for Your Home As spring rolls around, many homeowners should consider revitalizing their homes through post-winter maintenance. Winter can often damage a home, including its exterior, plumbing, and climate control systems. In anticipation of winter, try adding the tips below to your spring maintenance checklist. HVAC Maintenance During warmer seasons, air conditioning is more than just a luxury; it is a home essential....

Flooding: What Damage Can It Do to My House?

“Welcome to the neighborhood!” one of our neighbors called while we were standing in the front yard of our new home. On any other day, it would sound like a normal greeting. But on that particular day in June 2014, my husband and I wryly laughed at their joke. Our neighborhood had just flooded ‒ literally days after we received our keys. We waded through...